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Introducing Neptune Flood

It gives us immense joy to share with you that in collaboration with Neptune Flood we now offer Flood Insurance on our Attune portal. As Flood coverage becomes all the more important for our small businesses we are glad to be of assistance.

Why this Partnership?

Because we listen to you. Attune’s focus is always the Brokers, and we want to provide you with access to a full suite of products and digital tools that simplify the full lifecycle of insurance. Just like Attune, Neptune Flood has leveraged both its technology and insurance expertise to create an innovative flood insurance product. It is the largest entirely digital flood insurance company in the United States and is the alternative to the NFIP and were founded to change the way consumers and businesses think about and buy flood insurance. Neptune uses AI-driven technology to make it fast and easy for consumers to buy, and agents to sell, insurance.

About Neptune Flood Insurance

Neptune Flood is a private digital flood MGA that aims to make getting a flood quote easier, less expensive, and to offer better coverage than the National Flood Insurance Program (NFIP) under FEMA. They can offer flood coverage to almost any business in minutes and without the need for an elevation certificate (EC).

Neptune is backed by some of the largest insurance markets in the world and offers a leak-proof flood product with high limits and additional coverage. They use a number of carriers to place risk. All carriers are rated “A” (Excellent) or better by A.M. Best. Further, ​​Neptune doesn’t require agents to have certification/education requirements to sell Neptune like the NFIP does.

The Commercial Flood Insurance

Product highlights:

  • Coverage Highlights
  • Building Coverage up to $4,000,000 and Contents Coverage up to $500,000
  • Option to add $25,000 in Business Interruption insurance
  • Unlike an NFIP policy, Neptune covers tenant improvement and betterments with no sub-limit


  • Non-residential risks
  • Building square footage A & X Zones: No minimum or maximum square footage V Zone: No minimum, maximum 25,000 square feet Note: based on entire building square footage, not only the occupied or leased / rented space
  • Available in every state but Alaska and Kentucky

What’s in it for you?

Flooding is the most frequently occurring natural disaster in the US and your client’s business needs protection. BOP or property insurance does not cover flood damage, so you must buy a separate flood policy. A lot of people turn to the NFIP (National Flood Insurance Program), but with Neptune Flood Insurance you can get higher limits, additional coverage options, save money with no requirement for the expensive elevation certificate, and save time with a shorter waiting period.

Learn more

Broker WebinarIf Flood Insurance is new to you or you wish to know how you can access it through Attune, register here for our Webinar we would be hosting with Neptune Flood on Thursday, Dec 16 at 1p.m. EST.

If you have any questions or an urgent request, you can contact our team Monday through Friday from 9 a.m. to 6 p.m. ET at 1-888-530-4650 and via live chat in the Attune Portal or the Help Center.