General Liability That’s Simple to Quote, Easy to Bind

General Liability from Attune, through our carrier Hiscox, covers damage and injuries that your customers’ business and contractors might cause to a third party. From a slip and fall in store, to a rock kicked up by a lawnmower that breaks a window, and everything in between, General Liability can help cover medical expenses and attorney fees resulting from bodily injuries and property damage if your customer is found legally responsible.

General Liability is the most common small business insurance. It covers risks that come up during normal business operations, which can get expensive for small businesses if there is a liability claim. Sometimes this is all that is necessary, based on the potential risks a business encounters.


Here is a peek at our appetite - this list is not all-inclusive:

Creative and Design

Advertising, graphic design, interior design, photography or videography

Financial Services

Accounting, actuarial services, bookkeeping, financial auditing or consulting, Insurance agents, investment advice, medical billing, mortgage brokering/banking, stock brokering, tax preparation

Artisan Contractors

Carpentry, electrical work, painting, plumbing (commercial or residential)

Landscaping and Gardening Services

(Residential and commercial), lawn care services (residential and commercial), Residential snow blowing and removal (no auto coverage)


Appliance/electronic stores, clothing/apparel stores, florists, food truck/trailer operator, home furnishing stores, jewelry stores, mobile food services, other stores (no food/drink)


Barber, beautician/cosmetology, esthetician services, hair stylist, spa owner, small salon owner

Our Partners

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  • Carrier: Hiscox Insurance Company
  • Admitted,  “A” rated
  • Over 180 professions, including consultants, financial services, landscaping, contractors, and retail
  • Available in all states, including Washington D.C., except Alaska 
  • New ventures welcome


  • New ventures and start-up friendly
  • Instant binding with same-day effective date 
  • Automatic blanket AI included at no charge
  • Blanket AI coverage ends once an operation is completed or a lease agreement ends
  • Direct access through our portal, no Hiscox appointment needed 
  • Up to $25,000 BPP
  • Coverage for claims of bodily injury, associated medical costs, and damage to property on or off-premises 
  • Covers liability for property damage or bodily injury to third parties 
  • Covers employees and temporary staff 
  • Up to $5M occurrence limit
  • Awarded damages and legal defense costs
  • No deductible 
  • Work from home discounts available, subject to minimum premium


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Do More with Less on the Attune Portal.

We make finding what business is in appetite and servicing your policy easier than ever before, including auto-renewal and paperless direct billing

• Direct access with absolutely zero production requirements 
• Competitive commission
• Instant decisions—5 minutes from quote to bind
• Paperless application – no ACORD forms needed, ever
• Direct, online billing, and autopay
• Live customer support via chat and phone call 
• Automatic renewals