Photo by Christina @ wocintechchat.com[https://unsplash.com/@wocintechchat?utm_source=ghost&utm_medium=referral&utm_campaign=api-credit] / Unsplash[https://unsplash.com/?utm_source=ghost&utm_medium=referral&utm_campaign=api-credit]Businessowner's Policy (BOP)Attune policies are automatically renewed and issued 30 days before theexpiration date of the current policy term. No action is required to completethe renewal process, besides payment, unless the insured wishes to cancel orpolicy changes are required. We must receive full payment or first installmentby the renewal effective date listed on the policy.Renewal NotificationAttune Customer Care emails the renewal policy to the binding broker 30 daysbefore the current policy term’s expiration date. The renewal policy is alsoavailable to view and download in the Attune Broker Portal.If the policy requires a Conditional Notice of Renewal (CNR), Attune mails theCNR to the insured within the state-required notification timeframe. AttuneCustomer Care also emails the renewal quote along with a copy of the CNR to thebinding broker.If the insured wishes to cancel or policy changes are required, the broker maycontact Attune Customer Care for assistance.Non-RenewalIf the policy will be non-renewed, Attune mails the non-renewal notice to theinsured within the state-required notification timeframe and emails a copy ofthe non-renewal notice to the binding broker.BillingThe renewal invoice is emailed to the account contacts when the renewal isscheduled, 30 days prior to expiration. Payment for the renewal is due on theeffective date of the renewal policy. If the insured is enrolled in automaticpayment this will carry over to the renewal term. If we do not receive payment,the current policy will expire and no further coverage will be provided.Photo by alevision.co[https://unsplash.com/@alevisionco?utm_source=ghost&utm_medium=referral&utm_campaign=api-credit] / Unsplash[https://unsplash.com/?utm_source=ghost&utm_medium=referral&utm_campaign=api-credit]EMPLOYERS® Workers Compensation (WC)Policies under $25,000 are automatically quoted and bound 40 days prior to theeffective date.Renewal NotificationPolicies $25,000 and over, are sent to an underwriter for review 120 days priorto the effective date. They will review, and bind once a renewal order isreceived from the broker. These notices are mailed directly to the insured andemailed the following business day to the broker. Please contact Attune CustomerCare to request changes to the renewal policy.Non RenewalsIf the policy will be non-renewed, EMPLOYERS® mails the non-renewal notice tothe insured within the state-required notification timeframe.BillingRenewal invoices will be sent directly to the insured by EMPLOYERS® along with acopy of their renewal policy. Attune will also provide the initial invoice aswell as the renewal policy via email to the binding agent.Photo by Brooke Cagle[https://unsplash.com/@brookecagle?utm_source=ghost&utm_medium=referral&utm_campaign=api-credit] / Unsplash[https://unsplash.com/?utm_source=ghost&utm_medium=referral&utm_campaign=api-credit]Hiscox General Liability and Professional Liability (GL/PL)You and your insured will be emailed copies of the policy documents and newterms in advance of the renewal date (typically 45-60 days in advance).Renewal notificationA renewal notice will be sent to the controlling agent via email 45-60 daysprior to expiration depending on the state. Any changes that need to be madeshould be called in to Hiscox at that time. Non-renewalIf the policy will be non-renewed, Hiscox mails the non-renewal notice to theinsured within the state-required notification timeframe.BillingPolicies automatically renew using the payment method used at time of purchase.