Misconception 1: The NFIP is the sole location to get flood insuranceThe NFIP is not the only resource for flood insurance. You can also be insuredby a private carrier. Neptune Flood is an independent carrier that providescertified flood endorsements to assure complete coverage. The NFIP does notoffer certain coverages that Neptune Flood can with additional optionalcoverages.Misconception 2: Homeowners are the only ones who can get flood insuranceTo be eligible for flood insurance coverage, you do not have to possess asingle-family house. Renters who wish to secure their personal goods can getflood insurance. Commercial building owners who wish to safeguard the buildingand contents of their enterprises can also get flood insurance.Misconception 3: I should defer buying flood insurance until the rainy seasonSome individuals may not consider flood insurance until water levels start torise and endanger their location, but it’s best to react proactively when itpertains to getting flood insurance coverage. Consider purchasing floodinsurance while the weather is dry so that it would be accessible if youencounter flood damages in the future.Misconception 4: Only those who reside in a flooded area require high-risk floodinsuranceIn reality, flooding occurs in all 50 U.S. states and has been the mostprevalent sort of natural catastrophe. Flooding should be on everyone’s radaracross the country. In actuality, one-third of flood aid goes to those who liveoutside of high-risk flood-prone areas. Keep in mind that it just takes an inchof floodwater to cause expensive damage!Misconception 5: Floods are only caused by stormsFlooding can occur as a result of dam failure or a differential in watermovement below and above ground. Flooding caused by melting snow is one example.As per FEMA, no building is fully protected from possible flooding damage. Evenif your property is not in a high-prone flood zone, your mortgage provider maydemand it.By partnering with Neptune Flood, we can provide policies that protect more ofyour possessions with additional optional coverages including replacementexpense, basement contents, detached structures, and more.. With a ten-daywaiting period compared to the NFIP’s 30-day waiting period, Neptune can protectyour property up to three weeks faster. Our technology has the potential to saveyou a lot of money, another reason to check out our plans for if floodingstrikes. Head to the Attune Portal [https://app.attuneinsurance.com/login] andcheck out your Neptune Flood quote today.