[UPDATE: Nov. 5, 2019 - 9 a.m.] The bind moratorium concerning the belowcounties of California was lifted. You may resume quoting business in theseareas. Any requests to bind new business quoted prior to the moratorium must beaccompanied with a signed no known loss letter.[Oct. 28, 2019 - 12:20 p.m.] Effective immediately, requests to bind or increasecoverage in the Napa and Sonoma counties of California are under a bindingmoratorium until further notice.