Please read carefullyThis application makes use of cutting-edge technology developed, owned andadministered by Attune Insurance Services, LLC, a licensed general insuranceagent (Attune). For Business Owners’ (BOP) policies available through this app,Attune represents Blackboard Insurance Company, New York, NY. For more completeinformation about Attune, visit www.attuneinsurance.com[http://www.attuneinsurance.com]. Blackboard Insurance Company also has aneasy-to-search public web site at www.blackboardinsurance.com[http://www.blackboardinsurance.com] with useful information about the companyand its products, services and financial strength (such as A.M. Best ratings).We encourage you to learn as much as you can about Attune and Blackboard and askus questions about any aspect of our business.The Business owners’ (BOP) policies available through this application providecoverages for common property and liability risks faced by small and mid-sizedbusinesses in their day-to-day operations. The policies do not include healthinsurance or auto insurance. All insurance policies have exclusions andlimitations. This brief summary is intended as a general description only, anddoes not alter or amend the terms and conditions of any policy ultimately issuedby the insurance company. The rights and obligations of the parties are governedsolely by the policy contract itself. All claims for overage are adjusted by theinsurance company or a claim service company retained by the insurer. Attunedoes not adjust claims.This application allows Attune to send and receive information necessary tounderwrite an insurance policy in a matter of minutes. As you check the boxesand complete the application, you are providing information in order to requesta premium price quotation, which you may accept or decline. If the informationyou provide doesn’t fit the insurance company’s underwriting guidelines, the appwill advise you that your business is not eligible. No obligation to buyinsurance is created by using the app until you complete the application andaccept our offer and the insurance policy is “bound”. To protect your privacy, the app collects information about your business only.No non-public personal information is collected. If at any time you decide notto proceed, you may click on “No Longer interested –Unlink the app” and theinformation provided will not be sold or used for marketing. Until you are anactual policyholder, any communications to you will include an “unsubscribe”function if you no longer wish to be contacted. Premium price quotations are presented in the form of options depending onlimits of insurance, optional coverages selected, etc. The options are marked“basic”, “standard” and “expanded”. These notations are not meant to influencethe customer’s decision, which should be made based on your knowledge of yourbusiness and its risks, as well as the professional advice you may receive fromyour legal counsel or safety consultants.Be sure to note that you have selected a policy effective date, coverage beginsat 12:01 AM on that date, as long as you have paid the premium for the policy. The policy may be cancelled by you at any time. The insurance company may alsocancel the policy for certain reasons, such as non-payment of premium ormisrepresentation. The policy will expire unless renewed one year from theeffective date. We are available to assist you at every step in the process. You may contact anAttune licensed individual insurance agent and obtain assistance, ask questionsabout the process of applying for insurance through the app or about any otheraspect of insurance products and services.