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Competitive products

We're always building new products to best meet the needs of your small commercial clients.

Businessowners' Policy +
Businessowners' Policies (BOP+) bundle property, liability, and business interruption coverages into one policy and protect against things like equipment damage, customer lawsuits, and lost business income due to a covered event like a fire.
  • Admitted
  • Accredited
  • Standard ISO forms
  • Unique wind and hail capability
  • Over 500 classes
  • Direct billing
  • Full binding authority
Workers' Compensation
Workers’ Compensation Policies (WC) protect your employees from work-related injuries such as slips, falls, lacerations, or muscle strains.
  • Admitted
  • Monoline option
  • Over 500 classes
  • 24/7 injured employee assistance
  • Competitive commission
  • Full binding authority
  • Online audit
Professional Liability
Professional Liability Policies (PL) protects your business from lawsuits and claims related to professional errors. PL is a monoline product and can be bundled with other common insurance products.
  • Admitted
  • Monoline
  • Standard ISO forms
  • Deductibles from $0-$10k
  • Full binding authority
  • Up to $25k BPP
  • Automatic Renewal
  • Automatic blanket AI
General Liability
General Liability Policies (GL) protects your business in the event of a claim (property damage or bodily harm) from customers, the public, and contractors. GL is the most common insurance for small businesses.
  • Admitted
  • Hiscox Insurance Company
  • Monoline
  • Standard ISO forms
  • No deductible
  • Blanked AI Available at no cost
  • Available in 49 states
  • Full binding authority
  • Up to $25k BPP
Flood Insurance Policies protect your business from losses directly caused by flooding and help your business recover quickly. The average commercial flood claim is $90,000.
  • Neptune Flood Insurance
  • Risks written across all flood zones
  • 90% of times cheaper than NFIP
  • Up to $4M in Building Coverage
  • Up to $500K in Contents Coverage
  • Up to $25k in Business Interruption Coverage

Coalition Active
Cyber Insurance

  • Admitted
  • Swiss Re Corporate Solutions
  • Up to $15M in limit
  • Automatic renewals
  • Up to $500K in Funds Transfer Fraud Coverage
Active Cyber Insurance protects your business from digital risks including stolen funds, lost business income, cyber extortion, breach response, and other costs that result from a security failure or data breach.
Coalition Active Cyber Insurance gives policyholders free access to active monitoring and in-house incident response to manage risks before, during and after an incident.

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